Payroll & HR · Singapore

Payroll done right — every month, on time, without the headache.

Singapore's payroll obligations go beyond just paying salaries. CPF contributions, MOM compliance, AIS submissions — get any of these wrong and you're looking at penalties and unhappy staff. LUMA CFO handles it all so you don't have to think about it.

What's included
  • Monthly payroll processing for all employees
  • CPF contribution calculation and submission (due by 14th of following month)
  • Payslip generation for all staff
  • SDL (Skills Development Levy) calculation and payment
  • NS makeup pay claims for reservist employees
  • AIS (Auto-Inclusion Scheme) submission by 1 March annually
  • IR8A and IR21 preparation for employee tax filing
  • Employment Pass and work pass payroll compliance checks
  • Leave tracking and payroll adjustments
Key deadlines we manage

CPF — 14th monthly

Late CPF payments incur 1.5% monthly interest. We ensure contributions are submitted on time every month.

AIS — 1 March

Annual income data submission to IRAS so your employees' personal tax filing is accurate and seamless.

IR21 — employee departure

Required when a foreign employee leaves Singapore. Must be filed at least 1 month before departure.

SDL — monthly

Skills Development Levy payable alongside CPF. We calculate and include this in every payroll run.

⚠️ Late CPF contributions attract a 1.5% monthly interest charge and can result in composition fines. Directors can be held personally liable for unpaid CPF. LUMA CFO ensures you never miss a CPF deadline.
What makes Singapore payroll complex

Singapore payroll isn't just about salaries. CPF rates vary by age group and residency status. Foreign employees on Employment Passes are exempt from CPF but have separate MOM reporting requirements. Reservist staff trigger NS makeup pay claims. Each variable requires accurate monthly calculation — errors compound quickly.

"One restaurant owner we worked with had been calculating CPF at the wrong rate for 8 months — the shortfall had quietly accumulated to over SGD 12,000. A payroll review caught it before CPFB did." — LUMA CFO
Pricing

Pro Bundle — includes payroll & HR

SGD 1,000 / month (starting from)

Payroll and HR services are included in our Pro and Pro Max bundles. Pricing is based on headcount and complexity.

Who this is for
  • Singapore SMEs with 2–50 employees needing reliable monthly payroll
  • F&B and retail businesses with shift workers and variable pay
  • Foreign-founded companies with a mix of local and EP/S Pass employees
  • Business owners spending hours on payroll every month who want it off their plate

Get payroll off your plate.

WhatsApp us and we'll take over from your next payroll cycle. No long-term commitment.

WhatsApp us today