Accounting & Bookkeeping · Singapore

Your numbers, finally working for your business — not just filing.

Most accounting firms hand you a set of financials once a year and call it done. LUMA CFO goes further — we use your numbers to tell you what's actually happening in your business, and what to do about it.

What's included
  • Monthly bookkeeping and transaction categorisation
  • Profit & loss, balance sheet and cash flow statements
  • XBRL financial statements filing (required for ACRA)
  • Xero setup and real-time financial dashboard
  • Document scanning — no need to keep paper receipts
  • Monthly management accounts with plain-English commentary
  • Year-end financial statements preparation
  • Liaison with auditors where required
Why it matters beyond compliance

Singapore's Companies Act requires every company to maintain proper accounting records — but compliance is just the floor. The real value is in what those numbers can tell you: whether your margins are eroding, where your cash is going, and whether your business model is actually working.

"Your accountant is filing your numbers. Nobody's reading them." — That's the problem we fix. Every month you get financials you can actually use, not just a set of reports that sit in a folder.
How we work

Xero-powered

Real-time access to your P&L, cash flow and balance sheet — anytime, from any device.

Document scanning

Scan and upload receipts on the go. No more shoeboxes of paper at year-end.

Monthly reviews

We don't disappear after filing. You get monthly commentary on what the numbers mean.

WhatsApp access

Questions between months? Reach us directly on WhatsApp — not just at year-end.

Pricing

Basic Bundle — includes accounting & bookkeeping

SGD 500 / month (starting from)

Pricing is customised based on transaction volume and business complexity. No long-term commitment required.

Who this is for
  • Singapore SMEs that want more than just compliance from their accountant
  • Foreign-founded companies needing proper Singapore accounting from day one
  • Business owners who want to understand their numbers, not just file them
  • Companies switching from an accountant who only contacts them at year-end

Ready to get started?

Tell us about your business and we'll recommend the right package. No obligation, no pressure.

WhatsApp us today